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lbarth@ajjplanning.com

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AJJ Planning Services, Inc

Office: (646) 638-9851

Mobile: (917) 864-8489

122 East 42nd Street

Suite 2200

New York , NY 10168

lbarth@ajjplanning.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

This material is intended for general public use. By providing this material, Guardian is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial professional for guidance and information specific to your individual situation.

Securities products and services offered through Park Avenue Securities LLC (PAS), member FINRA, /SIPC . OSJ: 200 Broadhollow Road, Ste 405, Melville, NY 11747, ph# 631-589-5400.

PAS is an indirect, wholly-owned subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY. AJJ Planning Services, Inc is not an affiliate or subsidiary of PAS or Guardian.

Important Disclosures

2017-48378 Exp 10/19